Your life is unique
And so is our approach.
The best plans are created holistically, not piecemeal. That’s why we consider your entire financial picture, and not just the assets we’re managing for you, when planning and strategizing for your future. This includes your real estate, other accounts and assets, education, trusts, medical bills, and other family needs.
OBJECTIVE ADVICE
You need to be able to trust the advice you receive. Whether we’re assessing your investments, or creating a retirement plan, you can rest assured our recommendations are objective. Unlike advisors receiving commissions on sales, we are compensated on a fee basis. We have no financial incentive that will influence our advice.
FINANCIAL PLANNING & WEALTH MANAGEMENT
A well-constructed financial plan needs to account for all the twists and turns of life to help achieve your goals and realize your long-term wealth preservation. We have deep experience creating custom-designed plans, with expertise in the following areas.
RETIREMENT PLANNING
INCOME/CASH FLOW PLANNING
TAX & ESTATE PLANNING
EDUCATIONAL PLANNING
INSURANCE PLANNING
LONG-TERM CARE PLANNING
EMPLOYEE BENEFITS PLANNING
INVESTMENT MANAGEMENT
We take an institutional mindset to managing your investments, bringing sophisticated strategies and solutions to your personal goals.
Our focus is on your “prudent” money.
Pacific Sage Partners works primarily with our clients’ prudent money – assets and portfolios that are core to long-term financial wellness.
Understanding risk is everything.
We make sure we have a full assessment of the risks that impact your investing. This begins with learning your personal risk profile (your tolerance for market fluctuations) so we can create the right asset allocation for you. We have tremendous knowledge of current market risks, plus opinions on where the different investing markets may go. And with a well-informed view of national and global economic risks, we’re able to begin building your portfolio.
We build diversified asset allocation.
Assessing the risks, we create diversified asset allocations for each client, using the most appropriate mix of active and passive managers, mutual funds, exchange-traded funds (ETFs) and separate accounts, offered through professionally constructed and managed portfolios.
Your assets will be held by Schwab Institutional, a division of Charles Schwab & Co., Inc., which enables us to maintain our independence and offer access to a full range of investments.